🏦 Credit Score: Approval depends on your CCRIS & CTOS report. Obtain your credit report from Bank Negara (CCRIS) or CTOS before applying to any bank.
Monthly Income & Debts
RM
Take-home pay after EPF, SOCSO & tax
RM
Car loan, PTPTN, etc.
Property Details
RM
RM
100% financing — subject to developer & bank approval
% p.a.
No insurance added to loan
Loan Amount
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Monthly Instalment
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Max Eligible Loan
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Down Payment
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Insurance Amount
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Total Loan (with Ins.)
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Debt Service Ratio (DSR)—
Loan-to-Value (LTV)—
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Likely Eligible
Based on the inputs, this buyer appears to meet standard loan criteria.
This calculator provides an estimate only and does not constitute a formal loan offer. Final eligibility is subject to bank assessment, CCRIS/CTOS credit records, and prevailing Malaysian banking guidelines.